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In May of 2010, I embarked on a new journey helping people one-on-one with their personal finances.  My goal has always been to provide help and hope to those who either are hurting financially or need a second opinion from a professional while not selling financial products.

Almost seven years later, and after facilitating over 1,000 coaching sessions, we are still going strong!  Over the years we have added small business coaching; financial wellness programs for employers; churches and non-profits; as well as continuing education classes for real estate agents.

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Pile of MoneyAs I am writing this, the first snow of the winter is falling.  Next week is Thanksgiving and then all of our attention will be on the biggest holiday of the year…Christmas.  For many households, Christmas is becoming more bah-hum bug because of the commercialization of Christmas.  We want to help you take some of the stress away from Christmas this year and the next.

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JustinProfileThis is a longer blog than I normally write.  However it is worth the read because you are going to read some crazy things that happened to me and it is just a plain good car story.

Through my recent experience you will learn:

  • The importance of why to have a mechanic look over your vehicle before purchase
  • Another reason why to use cash
  • You can purchase a nice luxury car for under $4,000
  • Integrity always wins

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Lady holding Purses

My wife and I have recently started to shop for groceries at Aldi’s.  I have to admit, I have always thought of Aldi’s as the grocery store for those that are struggling to make ends meet.  However, after my wife’s latest grocery run, she made an observation that shocked us both.

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Blonde holding glasses cropHave you ever started to get serious about paying off your debt and then quit?  Frustrating isn’t it?

Whenever I interview people why that is, I typically hear things like, “I ran out of gas” or, “I feel like I am getting no traction.”  Sometimes life has hit you with a few unexpected curve balls like car repairs, medical expenses or even loss of income.  Does this sound like you?  If it does, you may need a good swift kick in the pants to get back in the game.   Here are three ideas that I believe will motivate you to restart your debt free plan.

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